Frequently Asked Questions

Fundora is a technology-led digital investment marketplace designed for Nigerians at home and in the diaspora. We help you discover, compare and access licensed financial products, such as investments and insurance, through regulated partner institutions.

Alongside the app, Fundora offers guidance through consultations, our FACAP program, Private Wealth Advisory and Business Consulting.

Fundora is built for Africans who are serious about wealth: professionals building long-term financial security, families planning for protection and legacy, and Africans in the diaspora managing their finances across borders.

No. Fundora does not act as an asset manager, broker or custodian. All client funds are held and managed by approved custodians and providers.

Fundora runs the technology around them: digital onboarding, wallet orchestration (ledger only), transaction routing and consolidated portfolio reporting.

Fundora is led by Dr. Seyi Abiodun, our Founder and Chief Wealth Strategist. You can read more about him on our About page.

Download the Fundora app and complete the onboarding process. You may be asked for personal identification details, contact information and verification documents, and financial information where required.

Fundora verifies this information through approved verification providers, so please make sure everything you provide is accurate.

The Android app is available now on Google Play. The iPhone app is coming soon to the App Store. You can find both on our download page.

Once your onboarding is complete, Fundora may create a personalized virtual account for you through one of the commercial banks in Nigeria. It's used to fund your investment selections, record your transactions and process payments.

The virtual account is not necessarily a traditional bank account unless this is expressly stated.

Fundora may charge fees for certain services. Any fee that applies is shown to you before you complete a transaction, so you always know the cost before you go ahead.

Through the app you can access US stocks, Nigerian stocks, Treasury Bills, Naira savings, fixed-return products and managed portfolios, as well as mutual funds and alternative investments. See our Invest page for more.

No. All investments carry risk. The value of an investment can go down as well as up, and you may lose part or all of the money you invest. Past performance does not guarantee future results.

Rates such as “up to 16% per annum” describe what a product can earn, not a promise. Please review each product's information before you invest.

Investment products on the platform are provided by third-party institutions and approved investment partners. They may have their own terms and conditions, risk disclosures and investment documents, which you should read before investing.

Information in the app is general and is not personal advice. Your investment decisions remain your own.

If you'd like personal guidance, you can book a consultation with an advisor or explore our programs.

Fundora offers motor insurance, life insurance and travel insurance, with more cover available. Our insurance is offered through Fundora Insure Partnering Insuretech Limited. See our Insurance page.

You can choose a plan, buy cover and manage your insurance in the Fundora app.

The Finance and Career Accountability Program (FACAP) is a comprehensive financial planning experience for individuals and families who want full visibility and control over their financial lives. It brings income, investing, protection and long-term planning together into one clear structure.

You can register for the next cohort from our Programs page.

Choose Consultation for immediate clarity on a specific decision, FACAP for a full personal financial structure, Private Wealth Advisory for bespoke, long-term guidance, and Business Consulting for enterprise-focused support.

If you're unsure, a consultation is a good place to start.

You can book a 30-minute consultation online at a time that suits you. Use any Book a Consultation button on the site, or visit our Contact page.

Fundora protects your account with two-factor authentication, biometric verification such as fingerprint authentication where your device supports it, encryption (including Tremble Vault technology), access controls and security monitoring.

Please keep your login details private, and tell us immediately if you think someone else has accessed your account.

No. Fundora does not sell customers' personal information. We share information only with partners that help us provide the service, such as investment, payment and verification providers, or with regulators where the law requires it. Our Privacy Policy explains this in full.

You can delete your account in the Fundora app under Settings → Delete Account. Please withdraw your wallet balance and exit your investments first, because deletion is immediate and can't be undone.

Our Privacy Policy explains each step and what happens to your data.